Guides · 4 min read

How the resolution bank and Stripe billing work

Plans, rollover, overage, and why misses never cost you a credit.

ListFunnel bills for delivered identity resolutions — named people — not for every address you attempt.

The bank

  • Each period grants resolutions into a bank (50 / 650 / 2,500 by plan)
  • Unused capacity rolls over up to 2–3× the monthly grant
  • Misses, cache hits, and local validation cost $0

Overage

Paid plans continue past the bank at $0.09 per delivered resolution. Free plans stop instead of charging a card we do not have.

Stripe

Checkout and the customer portal are live when STRIPE_SECRET_KEY and STRIPE_WEBHOOK_SECRET are set. The webhook is the only writer of subscription state.

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